The capital your business needs. Funded in 24 hours.
From $10,000 to $3 million — working capital, merchant cash advances, lines of credit, and term loans for U.S. small businesses. No collateral on most programs. Decisions in 4 hours. Funds wired the next business day.
Most approved deals fund the next business day. Some same-day.
A funding specialist handles your file from application to wire.
Transparent terms. What you see in the offer is what you sign.
Apply in 60 seconds. Funded in 24 hours.
Apply
60-second online form. No credit pull to apply.
Get Approved
Decision in under 4 hours on complete files.
Get Funded
Wire hits your account within 24 hours of signing.
Capital that respects how you actually run a business.
- Bad Credit? We Look at Revenue.
If your business is producing — even with 500-credit ownership — we have programs that fit.
- Decisions in 4 Hours
Submit four months of bank statements and a one-page app. Real underwriters, real answers.
- No Collateral on Most Programs
Up to $250K unsecured. Higher amounts available with light documentation.
- Renew & Save
Pay early and we cut the cost. Top customers earn aggressive early-payment discounts.
Six programs.
One direct funder.
Pick what fits.
Cash flow, payroll, inventory — funds in your account in 24 hours.
Revenue-based capital tied to your future receivables. No fixed payments.
Predictable monthly payments for major investments and expansion.
Pre-approved capital. Draw what you need, pay only for what you use.
Government-backed, low-rate, long-term capital for established businesses.
Trucks, machinery, kitchen, medical — finance up to 100% of the cost.
Most businesses qualify
in under 4 minutes.
If you've been operating six months or more and doing $50K+ in monthly revenue, there's a strong chance we have a program for you. No hard credit pull to apply. No commitment.
Built for the businesses that built this country.
We measure ourselves on one thing: deals closed.
Bank turned us down twice. Lended had $185K in our account 22 hours after we sent the application. We hired three drivers the next week and didn't miss a delivery window all summer.
Walk-in cooler died on a Friday. By Monday morning we had a $42K wire and a new unit installed. The restaurant never closed. That's the only reason we're still here.
I've worked with three other funders. Lended is the only one that actually picked up the phone. They restructured my payment when COVID hit and we made it through. I send everyone I know to them.
ISO or broker? We pay 14 points and fund deals up to $3M.
Ready to grow?
Let's get you funded.
No fees to apply. No hard credit pull. 60-second form.